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1. Acceptance of Terms

By accessing or using the Nervo Fondholm website, platform, or related services (collectively, the "Service"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree with any part of these Terms, you should not access or use the Service. These Terms apply to all visitors, users, and others who access or use the Service.

2. Description of Service

Nervo Fondholm provides an AI-driven data-analysis and decision-support platform intended to assist investors and remote operators in reviewing information related to diversified financial interests. The Service is informational and analytical in nature and does not constitute financial, investment, legal, or tax advice. Any outputs, reports, or recommendations generated through the Service should be independently verified before being relied upon for decision-making.

3. Eligibility and Account Registration

You must be of legal age in your jurisdiction and have the authority to enter into these Terms to use the Service. Where account registration is required, you agree to provide accurate, current, and complete information and to keep such information up to date. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account.

4. Acceptable Use

You agree not to use the Service in any way that:

• Violates any applicable local, national, or international law or regulation.
• Infringes upon the intellectual property, privacy, or other rights of any third party.
• Attempts to gain unauthorised access to the Service, related systems, or networks.
• Involves the transmission of malicious code, unsolicited communications, or disruptive material.
• Interferes with or circumvents the security, integrity, or proper functioning of the Service.

Nervo Fondholm reserves the right to suspend or terminate access for any account found to be in violation of these restrictions.

5. Subscriptions, Fees, and Payment

Certain features of the Service may be offered on a subscription or paid basis. Where applicable, pricing, billing cycles, and payment terms will be presented at the point of purchase. Fees are generally non-refundable except where required by applicable law or expressly stated otherwise. Nervo Fondholm reserves the right to modify pricing with reasonable advance notice to active subscribers.

6. Intellectual Property

All content, software, design elements, trademarks, and materials associated with the Service are the property of Nervo Fondholm or its licensors and are protected by applicable intellectual property laws. Nothing in these Terms grants you any ownership rights in the Service. You may not copy, modify, distribute, sell, or lease any part of the Service without prior written consent.

7. User-Submitted Data and Content

Where the Service permits the submission or upload of data, documents, or other content, you retain ownership of such content, subject to a limited licence granted to Nervo Fondholm to process, store, and display it solely for the purpose of operating and improving the Service. You are responsible for ensuring that any data submitted does not infringe the rights of third parties or violate applicable law.

8. No Financial or Investment Advice

The Service is designed to support, not replace, independent judgement. Outputs generated by the platform are based on data inputs and automated analysis and may contain errors, omissions, or limitations. Nervo Fondholm does not guarantee the accuracy, completeness, or suitability of any analysis for a particular purpose. Decisions made in reliance on the Service are made at your own discretion and risk.

9. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, or uninterrupted and error-free operation. Nervo Fondholm does not warrant that the Service will meet your specific requirements or that any defects will be corrected.

10. Limitation of Liability

To the fullest extent permitted by applicable law, Nervo Fondholm, its affiliates, officers, employees, and partners shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenue, data, or business opportunity arising out of or in connection with your use of, or inability to use, the Service, regardless of the legal theory on which such liability is based.

11. Indemnification

You agree to indemnify and hold harmless Nervo Fondholm and its affiliates from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your access to or use of the Service, your violation of these Terms, or your violation of any rights of a third party.

12. Third-Party Links and Services

The Service may contain links to third-party websites or integrate with third-party services that are not owned or controlled by Nervo Fondholm. We assume no responsibility for the content, privacy practices, or policies of any third-party sites or services and encourage you to review their respective terms before engaging with them.

13. Suspension and Termination

Nervo Fondholm may suspend or terminate your access to the Service, in whole or in part, at any time and without prior notice, if we reasonably believe you have violated these Terms or if such action is necessary to protect the Service, its users, or third parties. Upon termination, your right to use the Service will immediately cease.

14. Changes to the Service and Terms

Nervo Fondholm reserves the right to modify, suspend, or discontinue any aspect of the Service at any time. We may also revise these Terms from time to time. Material changes will be communicated through the Service or by other reasonable means, and continued use of the Service after such changes constitutes acceptance of the revised Terms.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Nervo Fondholm is registered, without regard to conflict-of-law principles. [This section should be reviewed and finalised with qualified legal counsel to confirm applicable jurisdiction and dispute resolution procedures.]

16. Severability

If any provision of these Terms is found to be invalid or unenforceable, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

17. Entire Agreement

These Terms, together with any referenced policies such as the Privacy Policy, constitute the entire agreement between you and Nervo Fondholm regarding the use of the Service and supersede any prior agreements or understandings, whether written or oral.

18. Contact

Questions regarding these Terms may be directed through the contact channels provided on the Nervo Fondholm website. This document is a general template and should be customised and reviewed by legal counsel prior to use.